How To Read Your Tax Bill

Below is an explanation of the various sections of a Final property tax bill. This document is an example of a tax bill for a residential property not on a mortgage or pre-authorized payment (PAP) plan. Accounts linked to a mortgage payment program or PAP plan will appear slightly different.

Section A – Taxpayer and Property Information

This section shows the basic details for your property tax account, including the roll number, owner and mailing information, account number, mortgage company details (if applicable), property address, and legal description of the property.

Section B – Assessment: Tax Class and Value

This section shows your property’s tax class, such as residential, commercial, or other, and the assessed value. The tax class determines which municipal and education tax rates apply. Your property taxes are then calculated using the assessed value and the applicable rates.

Section C – Municipal and Education

This section shows the municipal and education tax rates used to calculate your property taxes and the amount charged.

Section D – Special Charges/Credits

If applicable, this section shows additional charges on your account that are not part of the municipal and education tax levy.

Section E – Summary

This section summarizes your total property taxes for the current year. It subtracts the interim bill amount and applies any past-due balance or credit to determine the amount due on the final instalment dates.

Section F – Payment Instalments and Remittance Stubs

This section includes the remittance stubs used for instalment payments. It summarizes key account details and shows the due date and the amount due for each instalment. Any past-due balance or account credit at the time of the final billing will be applied to the first remittance stub.

Section G – Tax Levy Changes – Schedule 2

This section explains changes in the tax levy from one year to the next for residential, farm, managed forest, and pipeline properties. It shows how your property taxes have changed compared to the previous year. This calculation excludes any special charges/credits.

Section H – Property Tax Calculations – Schedule 3

This section applies to commercial, industrial, and multi-residential properties that are subject to business tax capping under Part IX of the Municipal Act, 2001. As of 2019, business tax capping no longer applies to any class of property in the City of Windsor. As such, this schedule is no longer applicable.